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A Flexible Benefit Program

Compensation packages typically include your salary and a benefit plan. This type of benefit plan includes Flex Credits which allows you to build a combination of salary and benefits to suit your individual needs.

How Does It Work?

  • Your total compensation consists of Salary and Flex Credits.
  • Each Flex Credit equals $1.00.
  • You decide which benefits you would like and distribute or assign the amount of Flex Credits to each of these benefits.
  • If you do not use the total Flex Credits in your selection of benefits then you will receive a cash sum equal to the difference which will be added to your Salary.

Changes:

The compensation arrangement can be readjusted at the beginning of each Program Year or during the Program Year for certain "Life Events". A Life Event includes the birth or death of a dependent, a change in marital status, a loss of insurance coverage under a spouse's benefit plan, or a change in employment status. This allows flexibility to ensure that you continue to meet your personal circumstances.

Great Choices & Options:

From health and dental to wellness and critical illness, we offer an extensive menu of choices.

  • Health and Dental
  • Wellness Account
  • Employee Mortgage Interest Subsidy
  • RRSP
  • Long-Term and Short-Term Disability (Paycheque Insurance)
  • Critical Illness
  • Catastrophic Medical and Travel Insurance
  • Life Insurance
  • Dependent Life Insurance
  • Accidental Death & Dismemberment Insurance (AD&D)
  • And many more options